Personal Finance Dashboard

Net Worth Overview

Consolidated view across all family members

Total Assets

₹0

Savings

₹0

Gold

₹0

Silver

₹0

Real Estate

₹0

Stocks

₹0

Mutual Funds

₹0

Bonds

₹0

Lent Out

₹0

Loans (Liability)

₹0

Spent This Month

₹0

Income This Month

₹0

Net This Month

₹0

True Net Worth

₹0

Asset Allocation

This Month — Spending by Category

Monthly Spending Trend (last 6 months)

Savings Breakdown

Type	Value (₹)

This Month Spending

Category	Amount (₹)

🔔 Upcoming Reminders

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📅 FD / Savings Maturing Soon (90 days)

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Investment Insights

Consolidated view — buy, sell, gain, loss across all asset classes

Asset Allocation

P&L by Asset Class

Asset Class Breakdown

Asset Class	Holdings	Invested ₹	Current ₹	P&L ₹	P&L %	Allocation

Savings by Type (PPF/EPF/FD/NPS)

Type	Count	Invested ₹	Interest ₹	Withdrawn ₹	Balance ₹

Real Estate

Property	Location	Total Cost ₹	Current Value ₹	P&L ₹

Gold Holdings

Type	Label	Weight	Total Paid ₹	Current Value ₹	P&L ₹

📈 Top Stock Gainers

Symbol	P&L ₹	P&L %

📉 Top Stock Losers

Symbol	P&L ₹	P&L %

👨‍👩‍👧‍👦 Family Member Breakdown

Member	Invested ₹	Current ₹	P&L ₹	P&L %	Net Worth ₹	Allocation

🏷️ Sold Assets — Realized Gains/Losses

🏦 Loan Summary

💼 Portfolio Holdings

What you hold, what you invest monthly, and what you earn

📊 Asset Allocation

🔀 Moveable vs Immovable Assets

💵 Monthly Income

Source	Amount (₹)	Details

📅 Monthly Investments & EMIs

SIPs & Recurring Investments

Type	Name	Category	Freq	Amount

Loan EMIs

Lender	Type	EMI	Outstanding	Rate

🏦 Savings Holdings (FD / PPF / EPF / NPS)

Type	Accounts	Invested	Current Value	Interest Earned

📈 Stock Holdings

Symbol	Company	Qty	Invested	Current	P&L

📊 Mutual Fund Holdings

Fund	Units	Invested	Current	P&L

🪙 Gold Holdings

Label	Type	Weight	Cost	Current	P&L

🏛 Bond Holdings

Name	Type	Invested	Current	Coupon

🏠 Real Estate

Property	Location	Total Cost	Current Value	P&L

💵 Income

Add Income

Date

Source

Description

Amount (₹)

Category

Mode

	Date	Source	Description	Category	Mode	Amount (₹)

💰 Salary & Tax Tracker

Upload payslip PDFs to track gross/net salary, income tax, bonus, and allowances. View and download stored payslips.

Upload Payslip PDF

📄 Choose Payslip PDF Supports standard payslip formats with earnings and deductions breakdown

Monthly Payslips

Month	Basic	HRA	Special	Bonus	On-Call	Gross	Income Tax	PF	NPS	Net Pay	Member

💸 Expenses

Add Expense

Date

Description

Amount (₹)

Category

Mode

Monthly Budget

Month

Year

Set Budget

Budget Type

Category

Amount (₹)

Label (optional)

Budget vs Actual

Category	Budgeted (₹)	Spent (₹)	Remaining	Progress

Savings

Add / Update Savings

Type

Label

Bank

Date

Current Balance ₹

	Account	Bank	Invested	Balance	Interest	TDS	Details

Gold Holdings

📈 Today's Gold Rate

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Add Gold

Type

Label

Weight (g)

Purchase ₹/g

Making Charges ₹

GST %

Current ₹/g *

Round Off ₹ (±)

Purchase Date

	Item	Weight	Paid ₹	Rate ₹/g	Value ₹	P&L ₹	Entries

Silver Holdings

📈 Today's Silver Rate

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Type

Label

Weight (g)

Purchase ₹/g

Making Charges ₹

GST %

Current ₹/g

Purchase Date

Type	Label	Wt(g)	Buy ₹/g	Making ₹	GST%	Total Paid ₹	Cur ₹/g	Cur Value ₹	P&L ₹

Real Estate

Add Property

Type

Label

Location

Area (sqft)

Area (cents)

Purchase Price ₹

Guideline Value ₹

Reg. Fee ₹

Stamp Duty ₹

Brokerage ₹

Patta Transfer ₹

Other Fees ₹

Current Value ₹

Purchase Date

Notes

	Property	Location	Area	Total Cost ₹	Market Value ₹	P&L ₹

Stocks

Buy Stock

Add each purchase as a separate lot. You can buy the same stock multiple times on different dates.

Symbol / Name

Company

Quantity

Buy Price ₹

Current Price ₹

Buy Date

Invested ₹

Broker Fee ₹

Tax (STT etc) ₹

Notes

📈 Update Current Prices

🔄 Stock SIP (Systematic Investment)

Symbol

Amount ₹

SIP Date

Frequency

Start Date

End Date

Step-up %

Member

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	Symbol	Company	Qty	Avg/Buy ₹	Current ₹	Invested ₹	Value ₹	P&L ₹	Lots

Mutual Funds

Fund Name

Units

Buy NAV ₹

Current NAV ₹

Invested Date

Invested ₹

Broker Fee ₹

Tax ₹

Notes

Member

📊 Update Current NAVs

🔄 SIP (Systematic Investment Plans)

Fund Name

Amount ₹

SIP Date

Frequency

Start Date

End Date

Step-up %

Notes

Member

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	Fund	Units	Avg NAV	Cur NAV	Invested ₹	Current ₹	P&L ₹	Lots

🏛 Bonds

Track Corporate Bonds, RBI Bonds, G-Sec, SDL, NCD, Tax-Free Bonds, SGBs, T-Bills — with coupon payments and secondary market sell.

Add Bond

Type

Name / Series

Issuer

ISIN

Face Value ₹

Buy Price ₹

Quantity

Coupon %

Coupon Freq

Buy Date

Maturity Date

Rating

Notes

Member

Type	Name	Issuer	Face ₹	Buy ₹	Qty	Invested ₹	Coupon	Maturity	Current ₹	P&L	Coupons

💳 Credit Cards

Add Card

Card Name

Bank

Card Number (last 4)

Credit Limit ₹

Billing Date

Due Date

Annual Fee ₹

Reward Rate %

Notes

Card	Limit ₹	Outstanding ₹	Utilization	Bill/Due

Money Lent

Borrower

Amount ₹

Lent Date

Due Date

Notes

Mode

	Borrower	Amount ₹	Status	Entries

💰 Money Borrowed

Track money received from others — property advances, loans from friends/family, deposits, etc.

Add Borrow

Source / From

Purpose

Amount ₹

Received Date

Due / Return Date

Notes

Mode

	Source	Amount ₹	Status	Entries

🎁 Moi Panam — Function Gift Ledger

Track Moi Panam received at your functions and given at others'. See who you owe and who owes you — an essential social obligation tracker.

Add Function / Occasion

Type

Date

Location

Member

Notes

Type	Date	Total Moi ₹	Member	Notes

Insurance Policies

Type

Provider

Policy No.

Sum Assured ₹

Premium ₹

Frequency

Start Date

End Date

Notes

	Type	Provider	Policy No.	Sum Assured ₹	Premium ₹	Freq	Start	End	Premiums Paid

🏦 Loans

Add Loan

Type

Lender

Principal ₹

Outstanding ₹

Interest Rate %

EMI ₹/month

Tenure (months)

Start Date

End Date

Status

Notes

	Loan	Outstanding	Rate · EMI	Progress	Period	Status

🎯 Financial Goals

Add Goal

Goal Name

Target Amount ₹

Current Amount ₹

Target Date

Notes

	Goal	Target ₹	Saved ₹	Remaining	Progress	Target Date	Notes

🏥 Health Tracker

Track checkups, vaccinations, health expenses, and medical documents for the whole family.

Add Health Record

Type

Description

Provider

Date

Next Due

Member

Notes

Date	Type	Description	Provider	Next Due	Notes

🔄 Recurring Expenses

Add Recurring

✅ Recurring items are automatically added as expenses on their due date.

Name

Category

Amount ₹

Frequency

First Payment

Target

Notes

Active Items

Amount ₹

	Name	Category		Frequency	Target	Next Due	Status

📅 Calendar View

Loading calendar...

📋 Execution Log — What the scheduler auto-created

Click Refresh to load

📊 Reports

Generate Report

Report Type

Period

Member

Select a report type and period, then click Generate

⬆ Import from INDmoney / CSV

Supported Formats

Source	What gets imported	How to export
INDmoney — Stocks	Stocks portfolio	App → Stocks → ⋮ → Export CSV
INDmoney — Mutual Funds	MF holdings	App → Mutual Funds → ⋮ → Export
CAMS / KFintech CAS	Mutual fund transactions	camsonline.com → Mailback → Detailed Statement
Generic CSV	Stocks, MF, or Income	Any CSV with standard column names

Upload CSV File

Choose File No file selected

CSV Templates

Download a template, fill it in, and import:

📋 EPF Passbook Import

Upload your EPFO passbook PDF to import contribution data into Savings.

Label

📄 Upload EPF PDF

📊 NPS Statement Import

Upload your NPS Transaction Statement PDF — supports both Protean (eNPS) and KFintech (CRA) formats, including NPS Vatsalya. Format is auto-detected.

Label

📄 Upload NPS PDF

🚗 Vehicles

Track vehicles, fuel, service, maintenance, repairs, insurance, and more.

Add Vehicle

Type

Name

Reg Number

Make

Model

Year

Fuel

Purchase Price ₹

Purchase Date

Insurance Expiry

Current KM

Notes

🎓 Education Expenses

Track school/college fees and education spending separately for each child. Attach bills for records.

Add Education Expense

Child Name

Date

Type

Institution

Grade / Standard

Term / Period

Description

Amount ₹

Mode

Notes

Child	Grade	Institution	Total ₹	Entries	Period

🔔 Payment Reminders

Auto-generated reminders for recurring payments, insurance premiums, loan EMIs, and borrows due.

📁 Documents & Bills

Centralized storage for all bills, receipts, payslips, and documents. Files are stored in a persistent volume.

Upload File

📂 Drag and drop files here, or use the form below

File 📎 Choose File

Category

Description

Related To

Ref ID

	File	Category	Description	Related	Size	Uploaded

🛠 Data Management

Browse, filter, and clean up data across all tables.

🔍 Data Validation

Check savings accounts where balance doesn't match transaction sum.

Click "Run Check" to validate data integrity.

📝 Audit Trail — Who changed what

Click Load to view audit trail

⚙ Settings

Preferences

App Name

Currency

Theme

🔤 Typography

Customize font family and size across the app. Changes are saved in your browser.

Font Family

Base Font Size

Content Density

Preview

The quick brown fox jumps over the lazy dog. ₹1,25,000.00

📧 Email Summary

Get your financial summary delivered to your inbox. Send it whenever you want, or set up automatic scheduling.

Send Email Now

From Date

To Date

Send To (optional)

Leave dates blank for current month. Leave "Send To" blank to use the default recipient.

⚙️ Setup Instructions

Add these to your .env file (or Docker environment variables):

        EMAIL_ENABLED=true

        EMAIL_SMTP_USER=yourname@gmail.com

        EMAIL_SMTP_PASS=abcd-efgh-ijkl-mnop

        EMAIL_TO=recipient@gmail.com

        EMAIL_FREQUENCY=weekly

🔑 How to Get Gmail App Password

Go to myaccount.google.com/security
Enable 2-Step Verification (required — App Passwords won't appear without it)
After enabling 2FA, go to myaccount.google.com/apppasswords
Select app: Mail, Select device: Other → type "Finance Dashboard"
Click Generate → you'll get a 16-character password like abcd efgh ijkl mnop
Copy it (without spaces) into EMAIL_SMTP_PASS in your .env file
Restart the app → done!

⚠️ Never use your actual Gmail login password. Always use an App Password.

Backup & Restore

Export

All tables in one file. Best for full restore.

One CSV per table in a ZIP. Opens in Excel.

Per-Member Export

Export all data for one family member.

Export Single Table

Restore / Import

⬆ Restore from JSON

Full restore. ⚠️ Replaces all data.

⬆ Restore from CSV (ZIP)

ZIP of CSVs. ⚠️ Replaces all data.

Import CSV into Table

⬆ Append ⬆ Replace

👨‍👩‍👧‍👦 Family Members

Name

Emoji

"Self" cannot be deleted. All transactions default to Self.

💸 Spending Categories

Used in Expenses, Budget, Recurring, and Credit Cards. Click ✏ to rename/regroup, × to delete.

Name

Group

💵 Income Categories

Used in Income tracking. Click ✏ to rename, × to delete.

Name

Group

🏦 Savings Categories

Used in Savings (PPF/EPF/FD/NPS). Click ✏ to rename, × to delete.

Name

Group

🛡️ Insurance Categories

Used in Insurance Policies. Click ✏ to rename, × to delete.

Name

Group

🏠 Real Estate Expense Types

New Type

🚗 Vehicle Log Types

New Type

🎓 Education Fee Types

New Type

🏛 Bond Types

New Type

📋 Customize Sidebar Menu

Toggle which modules appear in the sidebar navigation. Unchecked items are hidden from the menu (data is not deleted).

About

Backend	Python + FastAPI
Frontend	Node.js + Express
Database	PostgreSQL
Infrastructure	OpenStack + Terraform + Docker

🔒 Change Password

Current Password

New Password

Confirm New

🧮 Income Tax Calculator

New Regime (FY 2025-26) — Salary + Interest + Dividends + Capital Gains

📖 Documentation

In-app guide for all features. Select a section below.

Select a section above to view documentation.

💰 Dividend Tracker

Track dividends received from stocks and mutual funds

Add Dividend

Asset Type

Symbol / Fund

Amount (₹)

Date

Type

Notes

Member

Dividend History

Date	Type	Symbol	Amount (₹)	Dividend Type	Member	Notes

Finance Dashboard

Asset Allocation

This Month — Spending by Category

Monthly Spending Trend (last 6 months)

Savings Breakdown

This Month Spending

🔔 Upcoming Reminders

📅 FD / Savings Maturing Soon (90 days)

Asset Allocation

P&L by Asset Class

Asset Class Breakdown

Savings by Type (PPF/EPF/FD/NPS)

Real Estate

Gold Holdings

📈 Top Stock Gainers

📉 Top Stock Losers

👨‍👩‍👧‍👦 Family Member Breakdown

🏷️ Sold Assets — Realized Gains/Losses

🏦 Loan Summary

📊 Asset Allocation

🔀 Moveable vs Immovable Assets

💵 Monthly Income

📅 Monthly Investments & EMIs

SIPs & Recurring Investments

Loan EMIs

🏦 Savings Holdings (FD / PPF / EPF / NPS)

📈 Stock Holdings

📊 Mutual Fund Holdings

🪙 Gold Holdings

🏛 Bond Holdings

🏠 Real Estate

💵 Income

Add Income

💰 Salary & Tax Tracker

Upload Payslip PDF

Monthly Payslips

💸 Expenses

Add Expense

Monthly Budget

Set Budget

Budget vs Actual

Savings

Add / Update Savings

Transaction

Gold Holdings

📈 Today's Gold Rate

Add Gold

Sell Gold

Silver Holdings

📈 Today's Silver Rate

Real Estate

Add Property

Sell Property

Stocks

Buy Stock

📈 Update Current Prices

🔄 Stock SIP (Systematic Investment)

Mutual Funds

📊 Update Current NAVs

🔄 SIP (Systematic Investment Plans)

🏛 Bonds

Add Bond

💳 Credit Cards

Add Card

Transaction

Money Lent

💰 Money Borrowed

Add Borrow

🎁 Moi Panam — Function Gift Ledger

Add Function / Occasion

📒 People Directory

Insurance Policies

🏦 Loans

Add Loan

Record Payment

🎯 Financial Goals

Add Goal

Update Goal

🏥 Health Tracker

Add Health Record